iGalen Emulin Launch

imagesThe Biggest Thing We’ve Seen Hit The Health and Wellness MLM Industry in Years If Not Ever!
We know that’s a big bold statement that you’ve heard a thousand times, but we are going to prove it to you …and all you have to do is KEEP WATCHING
The world’s 1st patented and natural carb manager and sugar regulator, Emulin™ contains a botanical mix of three phytochemicals that emulate insulin (hence, the name Emulin™), and diminish inflammation that often leads to life-threatening disease. Emulin can lead to a better quality life and in some cases could even be a life saver!

Watch This Video!

iGalen’s Chief Product Officer and 2 Time Nobel Prize Nominee Dr. J. Ahrens explains the science behind Emulin+ in a way that everyone will understand. You will appreciate just how important this discovery is and how it will impact health around the world!

iGalen is Launching North America NOW! Watch the Video

https://backoffice.igalen.com/KathyR

Create an account (link above) to order direct as: A Customer or As An Affiliate!

You can also call Kathy Direct at 209-652-2257 and I will place the order directly for you or request a call from me by using the contact form below.

Smart Financial Planning For Retirement ~ Ask Your Self One Question.. Are You Prepared?

No matter what stage you are in your life, planning your retirement is never an easy task.
Money is a necessary commodity that enables you to achieve your life goals, whatever they may be. Whether you want to buy a new car or save up for retirement, planning beforehand is the key. You have many dreams and wishes, but have to have a solid action plan behind them to convert it into something special.
So, next time you’re thinking of treating yourself to a $1000 watch, you need to think about how it may potentially affect your retirement plan and budget. Remember, good saving habits can help keep you out of financial troubles after you retire.
If you’ve never thought about setting some plan once retirement is near, this is the right time to do so! Here are a few key tips that you should be really looking at.
1 – Have A Written Retirement Plan In Place

You can’t achieve the formula to a successful retirement without having a solid plan in place, and the plan cannot be just in your head, or in bits and pieces here and there, it needs to be written down. A written retirement plan with goals provides the road map for every step you need to take.
Remember, financial success is a choice. It is an outcome of many small decisions you make every day. With no frame of action or a long-term plan in place, your life would like a boat without a rudder: just twirling in circles with no sense of direction whatsoever!
2 – Never Be Intimidated By Financial Jargon

It’s hard to avoid. There is jargon everywhere in the money world. When you are reading about or discussing your finances with a consultant, you will come across complicated financial terms and phrases. If a concept is not clear to you, you should just go ahead and ask the consultant to explain it to you. If they tell you to avoid debt and save 15% of your salary every month, you need to ask them how it might work with your current expenses. You can even go over your monthly expenses with them and see where you are losing money.
3 – Live Within Your Means
Try not to max out your credit card. Before you buy something, ask yourself if you really need it and if you can live without it. Rewarding yourself with something you like every once in a while is not a bad idea, but you need to keep your expenses in control if you want to save money every month.
4 – Have A Budget
Budgeting helps cut down on extravagant spending. Allocate reasonable amounts to spending on each item and limit extra expenditure. Keep a target amount you want to save monthly and distribute expenses accordingly. Maintaining efficient tracking of all outflows and inflow is essential in this regard.
5 – Keep A Record For Every Transaction
Maintain an expenses diary or an excel sheet to tabulate what you’ve spent so far. It helps you discover amazing things you’ve never noticed in your spending style.
6 – Set Realistic Goals
Keeping realistic targets help ensure that they are attainable. No one can possibly save up to $8,000 monthly out of an annual income of $40,000.
7 – Repay Debt
Being debt free in today’s leveraged economy is the ultimate gateway to financial freedom. Prioritize your repayments accordingly to estimate the required amount of time to repay all that you owe.
8 – Invest
Maintaining a healthy lifestyle while saving can be a gruesome task. Find out investment opportunities by staying in tune with the happenings of the financial world. Get to know when an existing company is going public; empirically IPO shares quadruple in value in a week’s time.
9 – Seek Financial Advice
Pay attention to the financial advice you are getting, no matter how insignificant it may be. A little help goes a long way. Make sure to carry out a credential check of your financial advisor. Check for his disciplinary record by some financial regulatory body. Always, ask to talk to other clients. If your advisor doesn’t approve of this, probably its best to walk away.
Bonus Tip

Don’t fall in the trap of fake performance promises. Numerous financial advisors boast about their previous returns. Past performance, as they say, is no guarantee for future gains just like the economic random walk theory when it comes to stock trading.

Read more to gain an insight into making the most of the pensions revolution!

Sources:

http://www.telegraph.co.uk/finance/personalfinance/pensions/5296073/10-tips-for-a-happy-retirement.html

http://financialmentor.com/popular/12tips-early-retirement-planning/13048

http://www.marketwatch.com/story/8-ways-women-can-improve-their-retirement-security-2016-06-30

http://money.howstuffworks.com/personal-finance/retirement-planning/10-tips-for-retirement-savings.htm

http://www.hensoncrisp.com/news-retirement-planning-advice.php

https://www.theguardian.com/money/2015/apr/04/pensions-revolution-avoid-tax-bombshell

by – yayimages.com

Why I Almost Walked Out of American Sniper

I myself.. Had to walk out.. I told my husband I was going to use the lady’s room.. I had to step out to catch my breath.. We are all, or at least most are guilty of putting the realty of what our soldiers are going through.. Their families are going through.. The sacrifices they are making.. we are tucking all of those realities into the back of our minds.. Out of site.. I guess out of mind.. American Soldier for me at least was a huge “Realization” of how great we have it.. and as a Mom, A Wife, I can’t imagine the pain of wanting my husband.. my soul mate home.. and knowing how he is in harm’s way every minute he is gone.. I will never be the same.. Not after watching this movie.. I will be Better..

Hale and Hearty Words

American Sniper

You might have clicked on this post expecting to find some anti-American, leftist liberal rant on the military and how America is a bully, based on the title I posted. But you’re not going to find that here. Ever.

And it’s pretty rare for me to post a movie review, and this isn’t really that, either.

But I did almost walk out of this movie. Twice, actually.

But before we get to that, let me tell you the reasons why I think you (and everyone else) should see this movie. In the process of doing that, I think I can better explain why I almost walked out.

You need to see this movie because, as everyone who sees it will agree, Chris Kyle (the American Navy SEAL & sniper whom the movie depicts) did some amazing stuff for America.

Hero? Yes. Expert skills? Definitely. And the fact that he survived…

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I Have A Dream.. I have a Goal.. This is My Vow..

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My Dream .. About Network Marketing.. My Goal in an Industry I love..

That dream is to instill into an industry that so many distrust.. a level of truth, honesty and respect. One that is free of the Hype and over exaggeration.. One that encompass’s the best of the best.. of people who work from their Heart. People full of passion and grace.. People that only want what is best for others.. by putting those first before themselves.. Now I always want people to understand that there is no free ride.. Success comes from work.. Nothing is Free.. As with any other path to the “End” Keeping the end in Mind.. Working to get to where you want to be..

That is my Dream, Because this industry has given me relationships that have changed me.. Some that have warmed my heart and made me feel full of blessings, and a few that have made me learn more about the person I never want to be. Even One that in so many ways, Saved me..

So those blessings and the financial reward because if you work.. you get paid and no I haven’t made millions.. But I have Definately Made more then most in their first few yearts.. but what I have received in relationships is more than money can buy.. With that said, I will continue the Quest to achieve my dream.. I know there is a better awakening for what a Networker can do to change an industry so many distrust.. Together we can make it a phenomenal place, to change lives and live for the better..

 

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Only 6 % of the world’s population will work in network marketing. It’s the same 6 % that take companies up to the top, move causing their former company to fall some..yet that same move then allows another company to move towards the top. It’s a precarious cycle..

Let’s just say my method of building a phenomenal organization is finding the gems that are in the 94 %

 

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Has Facebook replaced real True Showing of Emotional Gratitude, Love and Celebration..

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As I sit here and see all my wall flooded with the I love you’s and Be My Valentine, I have to wonder.. Are all those people actually expressing their love for their significant other.. or is it just a post.. and nothing else.. And I think this during all the Gushy posts.. Are people still going the extra mile for Birthdays and Anniversaries that they used to.. How many actually think a Facebook post actually cancels everything else out..  Or is it really just a attempt to make them feel like they did something special or to make them look amazing to their facebook friends whom they seem to clinch to for the appreciation that they might be missing at home, probably because they stopped showing the people they love, that they really love them in person rather than on facebook.. Think about it for a while..

Now to me Valentines Day has never been that important because I believe to have a strong relationship that your significant other needs to feel special everyday.. Not just one day a year.. That just for no reason the I love you’s should be shown and the little displays of gratitude and affection need to happen all the time.. Not just on a Day in February..

But for all those people out there that are Taking the Time to Rally your love for that special person.. I challenge you to do something amazing for them.. Something that makes them feel special.. Something that makes them smile.. Doing something like this doesn’t mean you have to spend a lot of money.. Just do it in person.. not just on Facebook…

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