Top Reasons Why a Productivity Coach Is Necessary For You

Top Reasons Why a Productivity Coach Is Necessary For You

As a business owner, you get the hang of managing problems and finding perfect solutions for them. Although, you are passing and implementing decisions on a regular basis, you should always be open to take the assistance of someone else.
With a new set of eyes, a new perspective and a rejuvenated approach, productivity coaches can help you surpass heights you previously considered unsurpassable.

Why Do You Need a Productivity Coach?

Good productivity coaches help you rise above the pressure. With their expert guidance, they can convert your efforts into sure shot success. Not only are they masters of their craft, but they have years of experience in what you’re currently trying to do.
Although, productivity coaches are leaders in their field, not all leaders can be coaches. It takes a lot of effort to achieve proficiency in something, but it takes a lot more to teach that to someone else. Good productivity coaches know how to transfer their knowledge to you effectively.

What Does a Productivity Coach Bring to the Table?

Productivity coaches bring a lot more to the picture than just guidance and instructions. Here we mention a few of the benefits you will experience, once you hire the services of a productivity coach.

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Active Listening

Running a plan through an active listener can help outline any flaws that are present in it. Productivity coaches give you an opportunity to run your problems by them. Maybe you have the habit of procrastinating; maybe you can’t motivate yourself to work harder. Run your business plan or strategy through them, as they promise way more than just simple listening. They will ask you questions, point out the flaws and how they can be addressed, and help you in making the specific plan or strategy even better. The input of a productivity coach can help you in performing an unbiased analysis of your business plans before implementation.

Experience

Productivity coaches are experienced and have sufficient knowledge regarding the art. Most business owners are at risk of making wrong choices, just because they don’t have the necessary experience. Productivity coaches will, through their experience, add stability to your decision making.
Moreover, their experience reflects in their knowledge of what increases productivity. Their endless troves of techniques that have worked for them make them just the person you want besides you when struggling to meet your targets or goals.

Learning Lessons

Homework might sound a bit old school or immature, but it is the go-to method implemented by productivity coaches to impart learning. Homework or assignments (or self-improvement techniques, if you will) that you get from your productivity coach will specifically be tailored to meet your needs and help you achieve what is best for you. Regardless of what the assignment is, the main focus remains on improving productivity.
Coaching isn’t a temporary therapy, it is necessary for the constant growth of the productivity and efficiency of your business. Once under the guidance of an experienced productivity coach, you will witness an upward curve in your business ventures for sure.

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Smart Financial Planning For Retirement ~ Ask Your Self One Question.. Are You Prepared?

No matter what stage you are in your life, planning your retirement is never an easy task.
Money is a necessary commodity that enables you to achieve your life goals, whatever they may be. Whether you want to buy a new car or save up for retirement, planning beforehand is the key. You have many dreams and wishes, but have to have a solid action plan behind them to convert it into something special.
So, next time you’re thinking of treating yourself to a $1000 watch, you need to think about how it may potentially affect your retirement plan and budget. Remember, good saving habits can help keep you out of financial troubles after you retire.
If you’ve never thought about setting some plan once retirement is near, this is the right time to do so! Here are a few key tips that you should be really looking at.
1 – Have A Written Retirement Plan In Place

You can’t achieve the formula to a successful retirement without having a solid plan in place, and the plan cannot be just in your head, or in bits and pieces here and there, it needs to be written down. A written retirement plan with goals provides the road map for every step you need to take.
Remember, financial success is a choice. It is an outcome of many small decisions you make every day. With no frame of action or a long-term plan in place, your life would like a boat without a rudder: just twirling in circles with no sense of direction whatsoever!
2 – Never Be Intimidated By Financial Jargon

It’s hard to avoid. There is jargon everywhere in the money world. When you are reading about or discussing your finances with a consultant, you will come across complicated financial terms and phrases. If a concept is not clear to you, you should just go ahead and ask the consultant to explain it to you. If they tell you to avoid debt and save 15% of your salary every month, you need to ask them how it might work with your current expenses. You can even go over your monthly expenses with them and see where you are losing money.
3 – Live Within Your Means
Try not to max out your credit card. Before you buy something, ask yourself if you really need it and if you can live without it. Rewarding yourself with something you like every once in a while is not a bad idea, but you need to keep your expenses in control if you want to save money every month.
4 – Have A Budget
Budgeting helps cut down on extravagant spending. Allocate reasonable amounts to spending on each item and limit extra expenditure. Keep a target amount you want to save monthly and distribute expenses accordingly. Maintaining efficient tracking of all outflows and inflow is essential in this regard.
5 – Keep A Record For Every Transaction
Maintain an expenses diary or an excel sheet to tabulate what you’ve spent so far. It helps you discover amazing things you’ve never noticed in your spending style.
6 – Set Realistic Goals
Keeping realistic targets help ensure that they are attainable. No one can possibly save up to $8,000 monthly out of an annual income of $40,000.
7 – Repay Debt
Being debt free in today’s leveraged economy is the ultimate gateway to financial freedom. Prioritize your repayments accordingly to estimate the required amount of time to repay all that you owe.
8 – Invest
Maintaining a healthy lifestyle while saving can be a gruesome task. Find out investment opportunities by staying in tune with the happenings of the financial world. Get to know when an existing company is going public; empirically IPO shares quadruple in value in a week’s time.
9 – Seek Financial Advice
Pay attention to the financial advice you are getting, no matter how insignificant it may be. A little help goes a long way. Make sure to carry out a credential check of your financial advisor. Check for his disciplinary record by some financial regulatory body. Always, ask to talk to other clients. If your advisor doesn’t approve of this, probably its best to walk away.
Bonus Tip

Don’t fall in the trap of fake performance promises. Numerous financial advisors boast about their previous returns. Past performance, as they say, is no guarantee for future gains just like the economic random walk theory when it comes to stock trading.

Read more to gain an insight into making the most of the pensions revolution!

Sources:

http://www.telegraph.co.uk/finance/personalfinance/pensions/5296073/10-tips-for-a-happy-retirement.html

http://financialmentor.com/popular/12tips-early-retirement-planning/13048

http://www.marketwatch.com/story/8-ways-women-can-improve-their-retirement-security-2016-06-30

http://money.howstuffworks.com/personal-finance/retirement-planning/10-tips-for-retirement-savings.htm

http://www.hensoncrisp.com/news-retirement-planning-advice.php

https://www.theguardian.com/money/2015/apr/04/pensions-revolution-avoid-tax-bombshell

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